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The campaign is calling for:

Invest

By 2025 £1bn per year to be spent on managing flood risk to keep pace with climate change.

Adapt

A zero tolerance of inappropriate new developments in areas at risk of flooding.

Plan

Cross party consensus on ambitious long term solutions that manage all types of flood risk.

Flooding is a fact of life in the UK

Environment Agency data shows around 2 million homes in England and Wales are now at flood risk from rivers and sea. With that risk deemed ‘moderate’ or greater for over 500,000 of these, and a further 2.4 million homes at risk of surface water flooding, this is a serious problem facing the country.

Climate change and other factors like increased building and higher population density population mean the problem is getting worse. Without action to reduce flood risk, the effect on our homes, businesses, infrastructure and way of life is potentially devastating. So what can we do?

The Campaign

  • Invest
    By 2025 £1bn per year to be spent on managing flood risk in order to keep pace with climate change

    The most effective way to protect communities at risk of flooding is with well-maintained defences. Cuts in funding for these defences undermine their effectiveness in protecting millions of people from flooding.

    We welcome the extra funding provided by the 2014 spending review after investment was drastically reduced in 2011. However, in order to address the growing flood risk through new and properly maintained defences, current and future UK governments must increase funding to £1 billion a year by 2025.

  • Adapt
    A zero tolerance of inappropriate new developments in areas at risk of flooding

    Despite existing planning laws, 20,000 new properties are built on flood risk areas each year, including 4,000 in areas of significant flood risk.

    Planning rules must be properly applied by local and regional planning authorities to all new developments. This means no inappropriate developments in flood risk areas and no developments that directly or indirectly increase the flood risk to other properties.

    Tougher sanctions are also needed for developers or landowners who breach planning guidance relating to flood risk.

  • Plan
    Cross-party consensus on ambitious long-term solutions that manage all types of flood risk

    In order to properly tackle the problem of flooding there is a need to set cross-party, ambitious, long-term goals to better coordinate national and local strategies.

    A step change in prioritising new solutions that consider all aspects of flooding, now and in the future, is needed. Over the long term, flood risk needs to be managed within an overall strategy of managing land and water.

Statistics

Summer floods

2007

Around 185,000 insurance claims at a cost of £3bn.

Winter floods

2012

Around 39,400 insurance claims at a cost of £594m.

Winter floods

2013/14

Around 18,700 insurance claims at a cost of £451m.

Campaign Updates



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Video: Flood Free Homes campaign explained

The Flood Free Homes campaign, launched by the Association of British Insurers and supported by Friends of the Earth, National Flood Forum, Know Your Flood Risk, The BRE Centre for Resilience and the Property Care Association’s Flood Protection Group, is calling for no home to be at high risk of flooding by 2025.

UK Flood Sites

View map

This mapping tool shows the flood risk ranking of Westminster constituencies in England and Wales. View map

Our supporters

Official supporting organisations

ABI An ABI campaign, supported by the following organisations:

  • Know Your Flood Risk Campaign
    Know Your Flood Risk Campaign

    Launched in 2009 and provides practical guidance and support to help homeowners, businesses and property professionals prepare for, or mitigate, the risk of flooding.

    For more information, click here

  • Property Care Association’s Flood Protection Group
    Property Care Association’s Flood Protection Group

    Launched in 2014 to give consumers confidence in finding contractors, assessors and products that are right for the job.

    For more information, click here

  • National Flood Forum
    National Flood Forum

    The National Flood Forum is a national charity dedicated to supporting and representing communities and individuals at risk of flooding.

    For more information, click here

  • Friends of the Earth
    Friends of the Earth

    Inspired by the well-being of people and planet for over 40 years, Friends of the Earth's latest campaign aims to protect those most vulnerable to climate change, including communities at risk of flooding.

    For more information, click here

  • BRE Centre for Resilience
    BRE Centre for Resilience

    BRE’s Centre for Resilience leads research on flood resilience and has made substantial progress in recent years in the science and technology of resilient flood repair and on new build standards.

    For more information, click here

Join the campaign

Join our campaign to help ensure that no home is at high risk of flooding by 2025.

Show your support on Facebook and Twitter.

Email us floodfreehomes@abi.org.uk

Download the campaign logo to show your support